Fintech Wallet & Payments App
Mobile wallet with peer transfers, cards, transaction history and biometric login.
Overview
Mobile wallet with peer transfers, cards, transaction history and biometric login. I built a React Native wallet on a Laravel API: top-ups and payouts via Stripe, peer-to-peer transfers, transaction history, spending insights, biometric login and KYC onboarding — with security and auditability built in from the start. Built with React Native, Laravel, Stripe, this mobile app project was delivered for a client in USA and designed for reliability, a clean user experience and long-term maintainability — so it keeps delivering value well after launch.
The challenge
A fintech startup needed a secure, polished mobile wallet MVP to launch and raise on — quickly, but done right.
What I built
I built a React Native wallet on a Laravel API: top-ups and payouts via Stripe, peer-to-peer transfers, transaction history, spending insights, biometric login and KYC onboarding — with security and auditability built in from the start.
How I built it
- Built a React Native wallet on a Laravel API.
- Added Stripe top-ups, payouts and peer-to-peer transfers.
- Implemented biometric login and KYC onboarding.
- Built security and auditability in from day one.
Key features
- Cross-platform iOS and Android from one codebase
- Push notifications
- Offline support and sync
- Secure API and data handling
- In-app payments where needed
- Clean, native-feeling UX
The results
- A launch-ready, secure wallet MVP
- Instant peer transfers and card payments
- Biometric login and KYC baked in
This is an example of my mobile app development work. Need something similar? Start a project →
My delivery process
Discovery
We start by understanding the goal, the users and the constraints — no jargon, just a clear picture of what success looks like.
Plan & design
A clear scope, architecture and milestone plan, so you know exactly what's being built and when.
Build & iterate
Development in reviewable increments with regular updates, so you see working software early and often.
Launch & support
Testing, deployment and ongoing support, so it keeps running smoothly long after go-live.
Fintech Wallet & Payments App — FAQ
Can you build a fintech wallet & payments app for my business?
Yes. I build custom mobile app solutions like this fintech wallet & payments app, using React Native, Laravel, Stripe and tailored to your exact workflow, timeline and budget. Send me your requirements and I'll reply with a clear plan and quote.
How much does a project like this cost?
It depends on scope. After a short discovery call I provide a clear, fixed quote and milestone plan before any work begins — no surprises. Smaller builds start low; larger platforms are quoted per milestone.
How long does it take to build?
A focused MVP can take a few weeks, while a larger mobile app build runs in milestones over a couple of months. You'll see working software early and often, not just at the end.
What technology do you use, and will I own it?
This project uses React Native, Laravel, Stripe. I pick the right stack for each project, and you own 100% of the code and infrastructure — delivered in your own repositories and accounts.
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Want something like this built?
Tell me about your project and I'll get back to you within 24 hours. Prefer to chat? Message me on WhatsApp.